We got away financing to own ?3 hundred inside 2020

However, L2G are sometimes accessible to discussion. So you might return to them and you may state its offer is not appropriate once the youthe Ombudsman could well be going to support 2 otherwise all the 3 of one’s finance. However in the attention off fast solution you would certainly be wishing to accept money where what you owe was cleaned therefore was refunded ?x in the dollars.

It is your responsibility how you feel x should be – below https://paydayloanservice.net/payday-loans-nh/ the fresh 3k you will get regarding FOS. Say ?one thousand?

They have today offed to attenuate the eye for the loan so you’re able to 50% hence still means that I might owe them ?step one

Perhaps not planning FOS will save L2G a beneficial ?650 FOS fee, they want to pay one though they earn the newest grievance. However they know you to generally there isn’t any have to area it in it. However it is one other reason as to the reasons they should take on a good lose.

Hi Sara, L2g have back into myself and possess asserted that they possess assessed my personal problem once more and so are unable to go along with my assertion that the money was basically irresponsible borrowed plus they wouldn’t except the offer You will find made. I do not know what to-do next when i a beneficial concern with filling in an abundance of variations to own fos and it also hauling to your for quite some time. Anymore information you could potentially bring might possibly be great. Thanks Richard

Well they aren’t extremely giving much, are they? you’ll not be reducing her or him, you will still have to pay her or him more than a thousand weight. Disappointed however, FOS seems well-known step. You can merely answer that that if so you are planning to FOS and watch when they respond in no time that have another inmprovement?

Indeed there are not a great amount of variations so you’re able to fill in from the FOS, absolutely nothing to be anxiety about. There is certainly a straightforward on the web criticism mode ( you to asks you for the details FOS means – such commonly difficult inquiries however, you’ll find such things as exactly what your time regarding birth is actually and is which a combined financing – easy for that respond to and it also facilitate FOS setup the fresh inquire truthfully within system.

in the event your re[repayments are currently unaffordable you may want to tell L2G you could onbly afford 3x 1 month and take away the direct debit otherwise continuous fee expert with your lender so they really can not get more.

You’re More likely to have that last loan kept at FOS this would-be wiped therefore would score a good bit of cash back

Hi Sara, thank-you toward suggestions, I never ever seem to get any chance with these brand of circumstances. I am going to respond to them requesting the rest away from what i are obligated to pay getting removed and you may we hope can also be log off they at this and start to become rid of them. Once they cannot just take that it give I can visit the fos. Could it possibly be far better still pay them on mean time on develop a lesser price? And you will do you know how long they generally speaking needs supposed to the fos?

In those days I found myself when you look at the an effective spiral out-of cash advance and you may was not purchasing her or him back. I didn’t pay any kind of it loan as well as features has just removed all my personal debt using this type of you to outstanding. I called them to promote to pay the brand new ?3 hundred explaining how much cash fret I was less than during the time an such like. It returned in my experience and you will said considering the reputation off my account I’d need to pay a complete a good equilibrium out of ?1234. I truly believe they might had been ready to meet me even half way.